Computer simulated representation of different symbols and their connection with each other

Sophisticated modeling and simulation

One of the major roadblocks for many central banks is the uncertainty surrounding the implications of introducing a digital currency. Sophisticated and flexible modeling and simulation is required to ensure that the stability of the financial system is maintained. G+D has partnered with FNA (Financial Network Analytics) to provide unrivaled expertise in advanced analytics, modeling, and simulation technology.

Simulating the CBDC impact

01

Create a digital replica of the existing payment system and network

02

Evaluate alternative configurations to balance and determine risks and adoption

03

Build a common understanding across stakeholders

04

With a clear and realistic understanding of CBDC deployment, implementation can safely begin

By modelling the daily behavior of consumers and merchants, FNA simulates the adoption of a CBDC, the features of the economy, and other competing payment instruments. This type of (agent-based) modelling enables flexible and rich scenario analysis of how the rollout of a CBDC would affect the payment system and financial stability.

Benefits of CBDC Simulation

  • Test multiple scenarios and develop optimum CBDC configurations
  • Understand and measure potential risks across the entire financial system
  • Simulate stresses to the new and existing payment systems
  • Base simulations on historical data, specific research, synthetic data, and more, to provide the most valuable insights and predict payment behaviours
  • Provide clarity to all participants in payment system as to how a CBDC will affect their current payment processing
Screenshot of the CBDC Simulator with diagrams
Intuitive, point-and-click CBDC Simulation software, built in partnership with FNA. The cloud-based solution deploys agent-based modelling, enabling central banks to model the financial system as a collection of autonomous decision-making entities, called agents.

Unparalleled expertise

FNA has been simulating payment systems and networks for over two decades. Its technology allows financial market infrastructures (FMIs), banks, and central banks to test new technology and mitigate risks. With modeling expertise, extensive experience in market infrastructure and payments, and scalability, FNA is the ideal partner to simulate the launch of a CBDC on the monetary system.

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Digital Currency Award for Resilience at the Currency Research Awards in 2022 for G+D

Digital Currency Award for Resilience

The CBDC solution, developed by FNA and G+D, was awarded the Digital Currency Award for Resilience at the Currency Research Awards in 2022.

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A luminous screen is reflected in the glasses of a man

Modeling the impact of CBDC

Central-bank-backed digital currencies are a whole new ballgame. They offer many benefits, yet their impact on the economy and the financial system is hard to predict.

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Related solutions

A banknote stylized from a network of digital dots and lines

G+D Filia®

G+D Filia® is our commitment to supporting central banks, commercial banks, fintechs, merchants, and other players in overcoming the roadblocks to CBDC.

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Someone operates a smartphone with symbols for various currencies hovering above it

G+D Filia® Sandbox

A sandbox environment for central banks to test our CBDC solution securely, while allowing for customization and extensions according to individual needs and requirements. 

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